Pre-1976 Mobile Home Replacement Initiative
* Applications Closed - 2026 Funds Fully Allocated *
We are no longer accepting applications for the Pre-1976 Mobile Home Replacement Initiative at this time. All available funding for 2026 has been committed to current applicants.
If you are interested in this program, we encourage you to check back here for updates on future funding.
MaineHousing’s Pre-1976 Mobile Home Replacement Initiative provides income-eligible Maine residents with an opportunity to replace the pre-1976 mobile home they own and occupies as their primary residence with a new ENERGY STAR ® certified manufactured home.
The initiative combines an amortizing, interest-bearing MaineHousing mortgage loan with a $35,000 MaineHousing grant requiring a 10-year occupancy compliance period, to be used to help Maine residents with the cost of dismantling and removing the pre-1976 home and purchasing and installing an ENERGY STAR ® certified new home on the same site as their existing home.
Replacement property requirements apply. The new unit:
- Must be an ENERGY STAR ® certified manufactured home which is to be permanently connected to water, sewer, and other utilities.
- Must be purchased through a licensed Maine retailer.
- Must be located on the site of the removed pre-1976 mobile home, and must be on owned land.
- Must be anchored to a permanent foundation in accordance with the provisions of the Maine Manufactured Housing Board with the wheels, axles, towing hitch, and tongue removed.
ELIGIBILITY
STEP 1 – Homeownership Status
Own and occupy a pre-1976 mobile home as verified by a Maine licensed professional.
STEP 2 – Household Income
Have an annual household income at or below 80% of the First Home Program income limits. See chart below.
| Area | Household Size | |
| 1-2 person | 3 or more | |
| Bangor HMFA | ||
| Bangor, Brewer, Eddington, Glenburn, Hampden, Hermon, Holden, Kenduskeag, Milford, Old Town, Orono, Orrington, Penobscot Indian Island Reservation, Veasie | $82,720 | $95,120 |
| Portland HMFA | ||
| Cumberland County: Cape Elizabeth, Casco, Chebeague Island, Cumberland, Falmouth, Freeport, Frye Island, Gorham, Gray, Long Island, North Yarmouth, Portland,Raymond, Scarborough, South Portland, Standish, Westbrook, Windham, Yarmouth York County: Buxton, Hollis, Old Orchard Beach | $103,840 | $119,410 |
| York/Kittery HMFA | ||
| Berwick, Eliot, Kittery, So. Berwick, York | $102,560 | $117,940 |
| Other Areas | ||
| Androscoggin County | $79,560 | $91,490 |
| Aroostook County | $79,600 | $91,560 |
| Cumberland County (excluding HMFA) | $82,720 | $95,120 |
| Franklin County | $79,400 | $91,310 |
| Hancock County | $79,120 | $90,980 |
| Kennebec County | $79,120 | $90,980 |
| Knox County | $79,600 | $91,560 |
| Lincoln County | $79,120 | $90,980 |
| Oxford County | $79,600 | $91,560 |
| Penobscot County | $79,600 | $91,560 |
| Piscataquis County | $79,600 | $91,560 |
| Sagadahoc County | $89,640 | $103,090 |
| Somerset County | $79,600 | $91,560 |
| Waldo County | $79,120 | $90,980 |
| Washington County | $79,600 | $91,560 |
| York County (excluding HMFA) | $89,640 | $103,090 |
STEP 3 – First Home Program Eligibility
Applicants must be eligible to receive a MaineHousing first-lien mortgage loan, and understand that the grant requires a 10-year occupancy requirement evidenced by a deferred, forgivable Note and Mortgage. The First-Time Homebuyer requirement is waived.
STEP 4 – Purchase Price Limits
Acquisition cost limit is $250,000 for all areas.
MORE INFO
Contact Information
As an option under the First Home Program, MaineHousing’s Pre-1976 Mobile Home Replacement Initiative is offered by more than 40 lending institutions statewide. Contact a MaineHousing Lender in your area.
For further information see related information at the top right of the page or contact:
Homeownership Department
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